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Finding the right home at the right price is just one part of a home sale or purchase. Melanie Venable is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (704) 896-2000 if your needs include a professional REALTOR® ready for the business side of buying and selling.


What closing costs should you expect?

There are certain ordinary expenses linked to closing the sale of a house. These expenses are usually divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help direct you through the transaction.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, we'll not only work to get the highest sales price, but we'll also campaign for lower closing costs. And once we've come to an agreement, we'll walk you through the closing costs so you are aware of exactly where your money is going.

Buyers: If you're purchasing a home in Mecklenburg County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not shocked when you arrive at the closing table. We'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.

Looking to Buy?

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